Homeowners will cover unless there is an exclusion (which don't hold up). That

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May 27, 2022
11:49:08am

Ycrazy All-American

Homeowners will cover unless there is an exclusion (which don't hold up). That

is why Homeowners insurance often prohibits certain types of dogs pitbulls and such. If you file a claim, most likely the neighbor would have to put the dog down or lose her home owners insurance. Or provide proof that the dog is no longer at the home.

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Ycrazy

Bio page: Ycrazy
Joined: Apr 14, 2011
Last login: May 7, 2024
Total posts: 8,612 (6 FO)

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Messages

Author

Time

What to do? My wife was attacked & bitten by our neighbor's dog last night.

Whip

5/27/22 11:35am

Call animal control and report it.

530Coug

5/27/22 11:37am

We've called during business hours, rang and went to voice mail. I left one and

Whip

5/27/22 11:39am

I called the police when a pitbull attacked me and an officer came over and

BikeGuy

5/27/22 11:42am

Just curious. Do you plan to tell the neighbor that you called?

mkg

5/27/22 11:49am

Call police immediately. Don’t wait for call back. Dog’s gotta go.

Bluforever

5/27/22 7:36pm

need to do this to make sure the animal is reported in case it goes after...

Pangare

5/27/22 12:11pm

Call an attorney. Strict liability baby!

PoolBoy

5/27/22 11:37am

My wife was attacked by a black lab German shepherd from behind. Reported

coastcat

5/27/22 2:06pm

I’ve heard the average dog bite claim on an insurance policy is $50,000.

blueaussie

5/27/22 3:18pm

Our Vet told us the average settlement in Utah is $36,000.

godawgs

5/27/22 6:21pm

What breed dog did you have?

kiyoshige

5/27/22 8:25pm

Vizsla. Pretty atypical for the breed. When he was good he was so good.

godawgs

5/27/22 8:36pm

Completely atypical for a vizsla. They definitely deserve the nickname of Velcro

Submariner

5/27/22 8:47pm

Sorry to hear that. You did the right thing.

Big Daddy D

5/27/22 10:34pm

Animal control.

LiveCoug

5/27/22 11:37am

The dog goes down

Born2Fish

5/27/22 11:38am

And the owner shouldn't even think twice about it.

IGotGoodGifs

5/27/22 11:43am

Exactly. The owner has to know this is the consequence. To be nice you don't

Trent

5/27/22 2:10pm

This is choice #1. All other options come into play afterwards

Pergamino

5/27/22 12:15pm

Training probably won't help the dog's aggression after it already attacked.

RH84025

5/27/22 11:38am

This is my worry. I am not confident that training could help significantly

Whip

5/27/22 11:40am

Unfortunately this is likely true for an adult dog like this.

delux_247

5/27/22 11:45am

Agreed. Too risky to take a chance with a dog that size.

ReiUrso

5/27/22 11:54am

Report that to animal control. Dog needs to be put to sleep.

5/27/22 11:39am

Good advice on wound care. We cleaned the wounds first w/ soap and then with

Whip

5/27/22 1:35pm

I think you should call animal control / police. There needs to be a record.

Joe Banks

5/27/22 11:40am

Call the police and file a report

5/27/22 11:43am

I would also get checked out by a Dr. so that the injuries are documented.

HiLife

5/27/22 12:11pm

I've always wondered about something like this re: liability. Would the neighbor

ForzaPuma

5/27/22 11:44am

I think it would, but there's usually certain breeds that are excluded (Pitbull)

5/27/22 11:45am

Usually it does.

Baron

5/27/22 11:46am

Homeowners will cover unless there is an exclusion (which don't hold up). That

Ycrazy

5/27/22 11:49am

All of this is good information. The insurance may try and fight it due to the

JAGA97

5/27/22 12:05pm

Report to animal control and police. If you don’t, it will harm/maim the next

valleus

5/27/22 11:44am

Imagine next time it’s a kid and there’s not an adult around.

RdF3

5/27/22 11:47am

Which is why you must contact police. Please protect the public from this dog.

canofpicante

5/27/22 9:20pm

Don't be forgiving and sympathetic w/ regards to having the dog put down. He will attack again, and you don't want

Ragnar Danneskjold

5/27/22 11:47am

Yep. Part of what you sign up for when you get a dog is making sure it doesn't act like this. You don't do that,

backprop

5/27/22 12:19pm

Take the neighbor up on their offer & as others have said, report the incident.

delux_247

5/27/22 11:47am

My family growing up had a St Bernard that did this to a kid

bluelands

5/27/22 11:48am

Sorry to hear this. Can you imagine if it was small kid delivering the

JohnnyC

5/27/22 11:49am

We breed Pyrenees and that is totally uncharacteristic of the breed. I agree

Submariner

5/27/22 11:53am

I was unaware of this, but Pyrenees actually have one of the strongest bite

Submariner

5/27/22 12:22pm

They seem mean and aggressive when I walk up a trail and stumble across a flock

5/27/22 4:20pm

I don’t doubt that a Pyrenees trained to independently protect a flock of sheep

Submariner

5/27/22 5:48pm

And the dog pictured at the top of this article is a Pyrenees mix, definitely

Submariner

5/27/22 5:51pm

So the behavior is pretty unusual for a properly socialized dog but pretty

5/27/22 5:59pm

Not the biting part. I would expect a Pyrenees to bark, but only attack if its

Submariner

5/27/22 6:13pm

A Great Pyrenees mix is way too large for "training" to stop biting.

ReiUrso

5/27/22 11:54am

This is why I absolutely hate dogs. I've still yet to see a dog that isn't

Chefcurry

5/27/22 11:57am

Well I'm going to say something that may seem insulting either to you

DJROSS

5/27/22 3:21pm

Years ago my 5 y/o son was attacked in similar manner by a Chow (apparently an aggressive breed) and I initially didn't

SaturdaySpecialDay

5/27/22 12:02pm

Yep Chow Chows are in the short list of uninsurable breeds for homeowners

DJROSS

5/27/22 3:23pm

One strike, you're out. It's a dog that can kill.

EtTuKalante

5/27/22 12:06pm

Your wife just made 100k.

JAGA97

5/27/22 12:08pm

Mostly good advice in this thre. Report to animal control / police. You want it

ebv

5/27/22 12:13pm

Sorry! Let us know how it turns out.

Cougstreak

5/27/22 12:15pm

Soak some hamburger in antifreeze and accidentally drop it over the fence.

5/27/22 12:24pm

Every Dog Gets One Free Bite

5/27/22 12:30pm

Sounds like this dog bit more than once

Magathis

5/27/22 12:44pm

This varies a lot from state to state

krindorr

5/27/22 2:17pm

That article applies to New York and says this is not typical for other states.

ptcougr

5/27/22 2:44pm

Someone is responsible for damages done. Dog isnt a stray acting independently

canofpicante

5/27/22 9:14pm

Do your neighbor a favor and call animal control. She probably doesn't want her

md7Coug

5/27/22 12:31pm

Call animal control. I know others have said it, but it's the right answer.

COACHdrn

5/27/22 12:44pm

Ask for insurance info

jwf

5/27/22 12:36pm

Should be put down

semicool

5/27/22 12:40pm

...by Col Mustard...in the library, with the candlestick

OldFogey

5/27/22 1:36pm

Call the police and file a report. It could attack a child next time.

5/27/22 12:51pm

My former GF was attacked in Feb by a small pack of pit bull pups

mncstr

5/27/22 1:01pm

unpossible. Pit bulls are sweethearts

5/27/22 1:13pm

This

semicool

5/27/22 3:23pm

I love dogs and animals, but....

trigg3r

5/27/22 1:14pm

The solution

letthewookieewin

5/27/22 1:35pm

I cannot understand for the life of me why anyone would even slightly consider

jimmer4pres

5/27/22 1:38pm

I saw this play out in living color. Stan, the bulldog, was the family pet in

SoCalCougar

5/27/22 1:53pm

Absolutely needs to be put down. If you don’t report it and next time it’s a small child who gets mauled?

JohnnyComeLately

5/27/22 1:44pm

See if you can get Disney's Dog Impossible Show to come

ChurroNieves

5/27/22 2:05pm

If you like the neighbor, let them know before you report

DesertBlues

5/27/22 2:06pm

I've kicked a dog that bit me once. On my mission. Made my finger bleed. It

OldFogey

5/27/22 2:10pm

Absolutely zero exceptions or excuses. The dog must go down!

Desert Rat

5/27/22 2:15pm

The dog probably thought it was defending the house and family

MyTwoCents

5/27/22 2:45pm

RE: The dog probably thought it was defending the house and family

trigg3r

5/27/22 2:46pm

The wife of the OP didn't "wander onto the property". She's at the front door

MyTwoCents

5/27/22 2:56pm

Dogs are not people

travelcoug

5/27/22 2:59pm

First take pictures of your wife's wounds

DJROSS

5/27/22 3:12pm

When my son was attacked by a dog we took him the ER (Face bite) and they automatically called animal control.

5/27/22 3:14pm

Attorneys, who has liability here, the homeowner (older woman) or dog owner (the daughter)? I agree the dog goes down,

CLCougar

5/27/22 3:19pm

There's probably some liability for both. In Utah liability gets apportioned by

ebv

5/27/22 3:38pm

Likely answer from an attorney is whomever has money to go after.

Pangare

6/1/22 11:27am

A few years ago our daughter was attacked by a new move-in neighbors dog. we so

bjc

5/27/22 3:49pm

RE: A few years ago our daughter was attacked by a new move-in neighbors dog.

bjc

5/27/22 3:53pm

Your fairy tale ending could have been very different. What if the dog severely

Big Daddy D

5/27/22 10:53pm

Call cops or animal control. Next is a kid.

Dr MoBYU

5/27/22 4:51pm

Dog goes down and you definitely let her pay for medical expenses.

Idacoug

5/27/22 4:52pm

Report the Dog adn incident to the Police

See It

5/27/22 5:05pm

Shoot the dog

Count Cougar

5/27/22 5:06pm

Call the Police. Your fault if that dog attacks someone else. Start there.

canofpicante

5/27/22 5:37pm

Report it to animal control /police.

Orem58thBall

5/27/22 7:58pm

UPDATE: First off, I sincerely appreciate all of you taking the time to

Whip

5/27/22 9:05pm

RE: UPDATE: First off, I sincerely appreciate all of you taking the time to

Whip

5/27/22 9:24pm

If your wife needs medical care, you don’t have to do anything. The Dr is required to report any

Soupie

5/27/22 9:35pm

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